Moize Goulamhoussen – Portfolio Manager & Wealth Advisor
This is the blog of Moize Goulamhoussen, who has over 20 years of experience working in the finance industry. This blog will explore various aspects of Mr. Goulamhoussen’s professional life, covering a variety of topics including wealth management, investing in stocks, and portfolio management services.
Wealth Management
Wealth management involves reviewing and making decisions regarding an individual’s or family’s wealth in order to achieve their financial goals; wealth managers are professionals who provide financial services and advice to assist on this journey. Services within this field include tax, estate, investment, and retirement planning.
Wealth Managers
Wealth managers work with their clients to create an investment strategy tailored to their risk appetite and goals. They may choose and manage investments on their client’s behalf, usually in exchange for an annual fee. A wealth manager can also advise their clients on how to structure their finances in a way that minimises their tax liability, which is especially important for clients who own businesses or have multiple income streams.
Investing In Stocks
For those wishing to get started with investing in stocks, it’s important to first define one’s investment goals. Once this has been done an investment strategy can be chosen and a decision made on how much the individual wishes to invest. Opening an investment account is the next step of the process. There are many different brokers available, offering an affordable way to invest in stocks and shares throughout the US, UK, and other major markets worldwide.
Diversification is often advised when it comes to investing in stocks. This is about spreading investments in stocks over a range of different industries and even across different countries. Avoiding putting all of your eggs in one basket can be an effective means of mitigating risk when it comes to investments.
Portfolio Management Services
A portfolio management service (PMS) is often offered by professional portfolio managers and usually involves making investment decisions and monitoring and analysing investments (and the wider market) on behalf of the client. The ultimate goal of this service is to achieve the client’s specific investment objectives whilst also managing risk. Typically, a portfolio manager creates bespoke investment portfolios for their clients, based on their risk tolerance, investment goals, time horizon, and other factors. The portfolio put together may comprise a mix of stocks, mutual funds, exchange traded funds (ETFS), bonds, and other investment types. Using their knowledge and expertise of the financial markets, a portfolio manager makes informed investment decisions and adjusts portfolios as necessary to keep them in line with their clients’ objectives.
